Collection Agency Recovery Services In Alberta

In House Receivable Services, or IRS, provides a wide range of collection agency services to recover consumer and commercial debt in Alberta. If you are looking for reasonable rates, personalized service and superior results, you should definitely consider our collection agency.

Our agency has been collecting debt for over 20 years and we are a fully licensed, bonded and insured collection agency. We collect debt in Alberta for individuals, small businesses and large corporations who want a quick return on their collections. We offer reasonable contingency rates based on the actual amount recovered. Collection rates are based on the amount to be collected and the age of the debt. In addition to collections, skip tracing, asset investigations, process serving and outsourcing are just a few of the related collection services offered by our collection agency.

For Clients with larger collection volumes, we offer secure 24/7 online access to your files. All you have to do is login and you can see the collector’s notes and the progress being made on a collection. We can also handle bulk data imports for increased efficiency. Our massive, high tech collection system infrastructure and professional collectors make sure you know the status of your accounts after being placed with our agency.

Contingency Collections

Our collection rates are based on a no collection - no fee basis. For those who are not familiar with Alberta there are a few factors you should be aware of that influence Alberta collections.

There is a 2 year statute in Alberta that bars creditors and collection agencies from suing an account, which can affect the odds of recovery. Any debt that is over 2 years since date of last payment, or acknowledgement of debt, cannot be pursued through the civil court systems in Alberta. This is why many large balance debtors will try and stall things out over 2 years so they are immune to legal action.

There are 2 main civil court systems that can be used to extract debt in Alberta. The Alberta Small Claims Courthas a cap of $50K and the Court of Queen’s Bench handles larger amounts. Alberta also has a Residential Tenancy Systemfor residential tenants and landlords.

Collection Skip Tracing – Asset Investigations

One of the main reasons behind our stellar results is our skip tracers who work as a team with our collectors. We have some of the best tracers in Canada for debtor locates and asset investigations. When you list a collection file with IRS, skip tracing services are included.

We also offer skip tracing and asset investigations as a separate service from collections. This is why so many Law Firms rely on our skip tracing to get results.

Other Related Collection Services

Some of our other related collection services include process serving, Bailiff Services, outsourcing, pre-collections, credit screening services and training. Whatever your needs may be, you can count on IRS to provide the right combination of services to speed up your collections.

Give us a call and one of our collection experts can answer any question you have about collecting bad debt. You can also schedule a free, no obligation consultation with our collection agency.