Terms of Use - Disclaimer

In-House Receivable Services Ltd. (IRS) provides this website subject to the following terms and conditions, which may be updated by IRS from time-to-time without notice. Your use of this website constitutes acceptance of the following terms and conditions.

This website, its organization and design, and all information, images, artwork, text, video, audio, pictures and other materials on this website (together, "Content") are provided "as is". The Content is believed to be accurate when it was posted on this site. However, the Content may not be accurate, complete or current. IRS makes no representations or warranties of any kind, express or implied, as to the Content or the operation of this website.

The Content of the web site is not legal advice. Do not use or otherwise rely upon any of the Content without first seeking legal advice.

There is no client-collection agency relationship between you and IRS until we are formally retained by you in writing. Until that time, any communications between you and IRS will not be privileged or confidential.

E-mail communications between you and IRS may not be secure. We suggest that you encrypt all e-mail to increase the security of your communications with us.

IRS and its partners, employees and representatives will not be liable to you or any other party for any damages of any kind including, without limitation, indirect, special, consequential or incidental damages, lost profits, business interruption or other damages arising directly or indirectly from your use of this website or the Content.

The Content and the copyright in the Content is owned by IRS. You may download information from the website for your personal, non-commercial viewing, but you may not otherwise copy, reproduce, republish, post, transmit, display, frame in another web page, perform, distribute, modify or create derivative works from the Content without our prior written approval.

In-House Receivable Services Ltd., the IRS logo, and all other IRS trade-marks and trade names appearing on this website are owned by IRS. Unless otherwise indicated, all other trade-marks appearing on this website are owned by third parties and are used by IRS under license.

IRS respects your personal privacy. You may use this website without providing any personal information about yourself to us. If we ask you to provide us with any personal information, we will tell you the purposes for which we intend to use that information. We will not collect, use, or disclose that information without your consent, and we will not use or disclose that information for any other purposes without your consent. Here you will find ourPrivacy Statement .

The sites that are linked from this website are not under our control. IRS does not assume any responsibility or liability for any communications or materials available at those linked sites. All links are provided for your convenience only; they are not an endorsement or referral by IRS. If you wish to provide a link to our website from your website, you may only link to our home page at www.irscollections.ca. You may not use any IRS icons or logos on your website, without our express written consent, and you may not use the link to suggest that IRS sponsors, endorses, approves of, or is affiliated with, you or your website.

These terms and conditions, your access to and use of this website, and any claims made at law or in equity against IRS, its partners, employees, consultants and representatives, arising out of such access or use or otherwise, will be governed by and construed and interpreted in accordance with the applicable Canadian laws.

If there is any conflict between this agreement and any other agreement between you or your business and IRS, the latter agreements will prevail.