Trusted by 1,500+ Canadian Businesses
Professional Debt Collection Services
Expert B2B accounts receivable recovery for Canadian businesses
At IRS Collections, we specialize in professional debt recovery services that help businesses across Canada maintain healthy cash flow and minimize bad debt write-offs. With over 28 years of experience serving 1,500+ clients, our proven approach combines legal expertise, advanced technology, and ethical collection practices to maximize your recovery rates while preserving valuable business relationships.
Years Experience
Clients Served
Law Firms
Industry Leading
Unpaid Invoices Are Hurting Your Business
Cash Flow Crisis
Outstanding accounts tie up capital you need to operate, grow, and pay your own bills on time.
Wasted Time
Your team spends countless hours chasing payments instead of focusing on revenue-generating activities.
Lost Revenue
The longer a debt goes unpaid, the less likely you are to ever recover it. Time is money.
You don't have to do this alone.
Let our team of experts handle the collection process while you focus on what you do best—running your business.
Professional Debt Recovery That Works
Our proven system combines legal expertise, ethical practices, and advanced technology to recover what you’re owed—without damaging client relationships.
No Upfront Costs
We work on a contingency basis—you only pay when we successfully recover your funds. Zero risk, maximum reward.
- No retainer fees
- No hidden charges
- Only pay on success
Industry-Leading Results
Our success rate speaks for itself. With 28+ years of experience and proven strategies, we recover funds that others can’t.
- Ethical, respectful approach
- Preserves client relationships
- Legal escalation when needed
Free consultation • No obligation • Quick response
Why Choose IRS Collections
Everything you need for successful debt recovery.
- Industry-leading recovery rates with over 28 years of proven success
- No upfront costs - contingency-based fees only when we collect
- Preserve client relationships with professional, ethical collection practices
- Real-time analytics dashboard for complete account visibility
- Dedicated account managers with industry-specific expertise
- Full compliance with Canadian collection laws and regulations
- Skip tracing and asset location services included
- Flexible payment arrangement negotiations
- Legal escalation support when required
Our Proven Process
Simple, transparent, and effective—every step of the way.
01
Account Submission
Submit your delinquent accounts through our secure online portal or work with your dedicated account manager. We conduct immediate verification and compliance checks.
- 24-48hrs
02
Debtor Contact & Negotiation
Our professional collectors make contact using proven communication strategies. We negotiate payment plans, settlements, and work to resolve disputes amicably.
- 1-2 weeks
03
Payment Processing
When debtors commit to payment, we process transactions securely and provide immediate notification. Track every payment in real-time through your analytics dashboard.
- 1-2 weeks
04
Legal Escalation (if needed)
For resistant accounts, we escalate to our legal team who can pursue judgments, liens, and other legal remedies to secure your funds.
- As needed
Don't just take our word, hear it from clients
Real businesses, real results, real testimonials.
“IRS Collections recovered $127,000 in outstanding invoices that we had written off as uncollectable. Their professional approach maintained our client relationships while getting us the funds we were owed. Absolutely recommend their services.”
CEO, TechStart Solutions
Who We Help
Small & Medium Businesses
Companies dealing with unpaid invoices that impact cash flow and operational efficiency. We help you recover what you’re owed without straining internal resources.
Large Corporations
Enterprises managing high volumes of accounts receivable who need scalable, professional collection services with detailed reporting and compliance.
Service Providers
Consultants, contractors, and professional service firms who need to collect outstanding fees while maintaining professional client relationships.
Manufacturing & Distribution
Suppliers and distributors dealing with unpaid trade credit, requiring specialized knowledge of commercial collection practices.
Our Risk-Free Guarantee
We’re so confident in our ability to recover your outstanding debts that we work on a 100% contingency basis. You don’t pay a single dollar unless we successfully collect your funds.
- No Upfront Fees
Zero cost to get started
- No Hidden Costs
Transparent pricing always
- Pay on Success
Only when we collect
Frequently Asked Questions
Everything you need to know before getting started.
How much do your debt collection services cost?
We operate on a contingency fee basis, meaning you pay nothing upfront. Our fees are only charged as a percentage of what we successfully recover, aligning our interests directly with yours. Specific rates depend on account age, balance, and volume.
How long does the debt collection process typically take?
Collection timelines vary based on debtor cooperation, account complexity, and legal requirements. Most accounts see initial contact within 24-48 hours, with many resolving within 30-90 days. Complex accounts requiring legal action may take longer.
Will using a collection agency damage my business relationships?
Our professional approach is designed specifically to preserve relationships. We use respectful communication, negotiate fairly, and focus on finding mutually beneficial solutions. Many clients report that professional collection actually improves respect and future payment behavior.
What information do you need to start collecting on an account?
We need basic debtor information (name, contact details), original debt documentation (invoices, contracts), payment history, and any previous collection attempts. Our online portal makes submission quick and secure.
Can you collect debts from businesses in other provinces?
Yes, we provide nationwide debt collection services across all Canadian provinces and territories. We maintain expertise in provincial collection laws and regulations to ensure compliant, effective collection regardless of debtor location.
What happens if a debtor disputes the debt?
We thoroughly investigate all disputes, review documentation, and work with you to resolve discrepancies. Our experienced team handles dispute resolution professionally while maintaining compliance with consumer protection regulations.